Your money, kept on your phone.

An Android ledger for every balance you hold, encrypted on the device.

Private beta. There is no public download.

Where each thing lives

The phone keeps the ledger. The server only touches European bank data.

What	Where it lives	What opens it
Your ledger	On this phone, in an encrypted SQLCipher database	A random key in the Android keystore
Monobank, exchange and wallet access	On this phone only, never in a backup	Your own token, key or address
European bank data	The finap server in the EU, then this phone	Your consent, given on your bank’s page
Backup, if you turn it on	The app’s folder in your own Google Drive	Your Google account

Bank accounts, cash, crypto wallets and exchanges, reported in one base asset.

Monobank

Paste your personal token. The phone syncs straight from the bank.
Exchanges and wallets

Synced by the phone with your own keys or a wallet address.
European banks

Through Enable Banking and a small server, for allowlisted Google accounts.
By hand

Any account, any asset, fiat or crypto, typed in.

finap is built and run by one person for their own money. It is in private beta and not publicly available.